Most people believe in meritocracy. If you work harder than your peers, you should get more reward. But as we all know, none of us are born with the same circumstances. For example, it may be harder for a poor kid from a single-parent household to compete against a rich kid with two parents and endless resources. Given this uneven ...

As the COVID-19 pandemic continues, schools across the country are forced to reckon with a different kind of school year. Some school districts, colleges, and universities have fully opened to in-person classes with safety measures in place. Others have transitioned to hybrid models or gone entirely online. Regardless, teachers who have never taught online courses continue to need access to resources ...

You may not know this, but I create original artworks with the interior paint I use for each house I’ve bought since 2003. Not only is art fun, but maybe one day, these original pieces will sell for megabucks! So when Masterworks approached me to do a sponsored post about investing in fine art, I welcomed them with open arms. ...

Looking at your finances and figuring out how to manage multiple financial priorities can feel like you’re running in circles. How can you pay off debt and save for retirement? How can you pay for your child’s education and invest in your own future? It’s tough to manage all your short, medium, and long-term financial goals at once. On one ...

Right now, I have several vegetable scraps growing in my sunny kitchen: celery, romaine lettuce, and red cabbage are just a few. In my garden, two rows of potatoes are growing thanks to a bag of sprouted tubers. Previously, I would have tossed these food scraps into the compost pile and never given them a second thought. Now, I regrow many ...

It seems like every time you go online, someone tries to sell you on the idea of making fast, easy money. You see ads promising you can “get paid $300 today for your opinion” or “earn $10,000 a month working from your computer.” A friend on Facebook keeps raving about her new home-based business. After a while, you can’t help ...

Guide Includes Finding transitional housing after leaving an abusive relationship is complicated under normal circumstances. Natural disasters and unexpected events across the world affect victims of intimate partner violence differently than the rest of the population. Take the coronavirus (COVID-19) for example. In a time when the CDC has recommended that families stay in their homes and limit exposure to ...

Last week, my colleague Patrick from Cash Money Life pinged me on Facebook. “Hey, J.D. What are some of the other personal-finance conferences out there?” he asked. Patrick and I brainstormed a list of money events, and I realized that this might be useful for GRS readers. (Well, this list might be useful eventually. Right now, during COVID, this list ...

There’s a myth that goes along with getting a job: you work hard and your employer will take care of you. Maybe if you work particularly hard, you might eventually get promoted. As long as you’re doing your job and doing it right, you’re guaranteed to get a pay check. That makes finding a good job the most conservative thing ...

My teenage son started his first part-time job a about two months ago. Earning $9.75 an hour, and working 25 hours week, results in some nice income for a teenager. I’m requiring him to save half his earnings to be used for purchasing his own car, or for use when he goes to college in a few years. I don’t ...

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