The COVID-19 pandemic has had a major effect on the economy, which won’t be changing anytime soon. About a million people are filing for unemployment each week, and we could be years away from a vaccine. As we weather a recession, it’s wise to create a budget and have a keen understanding of your financial situation. Your budget can be ...

Frugality is simply seeking out the most effective use of your money and other resources, allowing you to enjoy life now while also preparing for a wonderful future. It’s like thinning out the garden of life — you’re removing the weeds and unhealthy plants so that the healthy plants can really thrive and bear abundant fruit. Unfortunately, frugality can look ...

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