Life insurance agents don’t like selling term life insurance for the same reasons that it is the main, and probably only, type of life insurance you should buy. It is a simple, low-cost, low-commission, financial product. Who wants to sell the most boring, lowest-commission product out there? That’s like seeing nothing but URIs in clinic all day. If there were ...

Physician disability is a complicated type of insurance. This post will give you the “must-know” information to secure the best protection for you and your family. To start, I’ve partnered with Pattern in providing this crash course video. Top 10 Physician Disability Insurance Questions These are the most common questions I get from readers and listeners about physician disability insurance: ...

Long-term readers have heard me recommend term life insurance over permanent life insurance many times over the last couple of years. In this post, I’ll discuss four useful strategies for physicians to consider when purchasing term insurance.   #1 Insuring a Non-Working Spouse As a general rule, life insurance is used to protect the bread-winner(s) of a family. If no ...

Physician disability is a complicated type of insurance. This post will give you the “must-know” information to secure the best protection for you and your family. To start, I’ve partnered with Pattern in providing this crash course video. Top 10 Physician Disability Insurance Questions These are the most common questions I get from readers and listeners about physician disability insurance: ...

Higher education in the United States has become very expensive. One of the main reasons is deep state budget cuts, which place a heavier financial weight on students. On a typical college or university bill, you’ll find tuition, room and board (unless you’re living off-campus) and a list of extra fees. And, this year, you might find another charge — ...

Airbnb is a pioneer of the sharing economy, allowing hosts to rent out part or all of a property to travellers. While many Airbnbs are advertised as an “entire place,” meaning guests have the entire house or apartment to themselves, many listings consist of a private room. Hosts renting out either type of Airbnb qualify for up to $1 million ...

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