We all start somewhere. I remember the day I had $1,000 and thought it would be a good idea to invest it in the stock market. I had a 401(k) and a Roth IRA, so I was familiar with the mechanics of the stock market, mutual funds and index funds, and how everything fit together. I stayed away from the ...

The most important thing about investing is starting early. I want to show you something… That Rollover IRA at Vanguard contains every employer-sponsored 401(k) I’ve contributed into. It’s subjected to the same annual contribution limits as any other 401(k) plan, so I have no special advantage outside of just saving a lot. And early. I don’t have my historical contributions ...

Robinhood is a popular stock trading app that charges absolutely no commissions. You can read our full review of Robinhood to get a better idea of what they do. They recently raised $110 million at a $1.3 billion valuation and are looking to blowing the doors off their promotional efforts. They’ve started rolling out different promotions for referring new accounts ...

Many years ago, companies that promised free stock trades were living on borrowed time. High volume traders plus no commissions meant bankruptcy for the likes of Zecco (eventually acquired by TradeKing, which was itself acquired by Ally Bank). But Robinhood has shown us that a brokerage offering free trades can work. So much so that they’ve been joined by most ...

Welcome to The MapleMoney Show, the podcast that helps Canadians improve their personal finances to create lasting financial freedom. I’m your host, Tom Drake, the founder of MapleMoney, where I’ve been writing about all things related to personal finance since 2009. Most investors see bonds as a safe place to put their money, but according to my guest this week, ...

[Editor’s Note: The CityVest Trion Access Fund will be closing within the next few days.  If this is something that you are considering, don’t delay!  The best way to get more information and ask questions is to join one of their daily conference calls – register here.  Learn more about the CityVest Trion Access Fund today! Today’s guest post was ...

Jim Wang is a thirty-something father of three who is a frequent contributor to Forbes and Vanguard’s Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money. Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology – Software Engineering from Carnegie ...

Investing is simple. (no that’s not the shocking fact) Make regular contributions into an index fund, ensure that you are diversified, wait, and shift into more conservative investments as you near the age you want to withdraw the funds. (no, that’s not it either) Everyone knows this! They’ve known this for eons! Here’s the problem… it’s also BORING. Boring with ...

Investing can be daunting. I know I didn’t invest, outside of my retirement accounts at work, because I was worried about taxes. At least that’s what I told myself. The real reason was uncertainty. That’s the toughest part about investing – am I making the right choice? Am I diversified? What does that even mean? It wasn’t about education. I ...

Earlier this week, I polled over twenty financial experts about how you should invest your first $1,000. One common theme among their answers was that you should consider a low cost investment, usually an index fund of some kind. That recommendation is nearly universal and it’s for a very simple reason — The most important number in investing is the ...

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