How we make money: The Simple Dollar is an independent, advertising-supported publisher and comparison service. The Simple Dollar is compensated in exchange for featured placement of sponsored products and services, or your clicking on links posted on this website. This compensation may impact how, where and in what order products appear. The Simple Dollar does not include all companies or ...

Back in June, the U.S. Supreme Court confirmed that the Civil Rights Act applies to sexual orientation. Moving forward, Americans don’t have to worry about losing their jobs for being who they are. However, the ruling didn’t address other areas of prejudice — including the discrimination LGBTQ homebuyers face in the mortgage industry. “There are more than 35 states where it ...

If you are looking to refinance your VA mortgage, the best thing you can do is shop around to find the best deal for you. The type of refinancing you need, the interest rates and loan terms will all be things to consider when researching lenders. The best option for you will depend on your circumstances and the lender’s policies. ...

The housing market is in a strange place right now. Interest rates for 30-year fixed mortgages are below 3%. This is good news for potential homebuyers since lower interest rates translate to paying less in interest on their home loans over time. On the other hand, the current home shortage tends to favor sellers, who can expect to get the ...

Millions of Americans have decided to take advantage of historically low interest rates and refinance their mortgage. However, if you haven’t already started the refinancing process, there’s a good chance you’re going to be assessed a new fee. Fannie Mae and Freddie Mac recently announced a decision to charge an “adverse market fee” on all refinances starting December 1, 2020. ...

We’ve created the SimpleScore to help you objectively compare products and services here at The Simple Dollar. Our editorial team: Identifies five factors to compare across each brand Determines the rating criteria for each factor Calculate an average of those five factor scores to get one SimpleScore We break down each of these five factors and their rating criteria for ...

Applying for a mortgage might be one of the hardest things about buying a home. It takes longer than, say, applying for a credit card, and it’s a lot more expensive for homebuyers thanks to processing fees. But according to a recent Moody’s study, blockchain technology — the same encrypted record-keeping system behind Bitcoin — could save the mortgage industry ...

→ Save time. Save paperwork. Save dollars. Esurance ←