Back in June, the U.S. Supreme Court confirmed that the Civil Rights Act applies to sexual orientation. Moving forward, Americans don’t have to worry about losing their jobs for being who they are. However, the ruling didn’t address other areas of prejudice — including the discrimination LGBTQ homebuyers face in the mortgage industry. “There are more than 35 states where it ...

On August 10, a derecho blew through a large band of the Midwest. Stretching across central Iowa, northern Illinois, and portions of Wisconsin, Michigan, and Indiana, this “derecho” was a megastorm, featuring 80+ miles per hour sustained winds and gusts up to and over 130 miles per hour. Unfortunately, my home was directly in the line of the worst part ...

Many, many personal finance books and guides love to discuss the process of assembling a household budget, and for good reason: a household budget can be an extremely powerful tool for setting personal finance goals and achieving them while also providing a great “big picture” view of your spending. These guides are great for the purposes of teaching you how ...

A frequent reader of The Simple Dollar named Jim recently shared a really thought-provoking question about building a home: A recent question about LED bulbs made me wonder — if you were buying a new house, or building it, what materials or features would you include “from the ground up” to maximize saving money? LED light bulbs, solar panels (depending ...

CNBC’s Emmie Martin recently shared an article detailing the ins and outs of a very affluent 25-year-old’s budget. The 25-year-old profiled in the article was extremely lucky, earning a six-figure income, excellent credit and little debt. The article did a great job of breaking down his financial situation. However, it received plenty of backlash on Twitter from users who pointed ...

Today’s reader mailbag discusses credit cards, from getting your maximum cashback value and the basics of annual percentage rate. 1. APR vs. APY2. Getting maximum Amazon rewards value3. What are finance charges on a credit card?4. Are Visa/Mastercard debit cards safe?5. Which credit card debt should I tackle first?6. How to destroy credit cards Q1: APR vs. APY What is ...

Frugality is simply seeking out the most effective use of your money and other resources, allowing you to enjoy life now while also preparing for a wonderful future. It’s like thinning out the garden of life — you’re removing the weeds and unhealthy plants so that the healthy plants can really thrive and bear abundant fruit. Unfortunately, frugality can look ...

In a not-so-shocking, but still unbelievable, turn of events, Congress has adjourned for the summer without settling on a new stimulus package. While we can’t pass a bill to get rid of the virus, Congress can make attempts to alleviate the economic impact. To follow the CARES Act and its expiring measures, the GOP introduced a trimmed down stimulus package ...

Here’s a batch of food-related questions from readers: how to spend less on food, how to get more value out of food, and so on. Food makes up one of the biggest flexible parts of a family’s budget, so honing your techniques for getting the most value out of your food dollar is essential. 1. What’s the best curbside pickup ...

A new survey from Hill-HarrisX has found that bipartisan support for a universal basic income (UBI) has risen. According to the survey, 55% of registered voters are in favor of a UBI system — up 12% from the 2019 survey. Democratic and young voters saw the largest increases in support. 36% of Republican voters are in favor, along with 71% ...

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