What if you wake up one day and realize you really want to retire early? Nay – you need to retire early. Your job is slowly killing you and you can’t take it much longer. Okay, that was me in 2010, but you get my drift. If you’re married, then your next step would be to announce the early retirement ...

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It’s a strange new world amid the COVID-19 pandemic, and just about every aspect of life has changed in some way. Millions of Americans are telecommuting and learning from home, cloth face masks have become commonplace, and the travel industry has been crippled. The Transportation Security Administration reported up to a 96% decline in travel in April 2020 over the same time in 2019. Travel ...

Most people never consider their empty space as a way to generate income. They’re missing out and overlooking a wide range of potential sources of passive income. From houses to storage areas to parking spaces, you may have something people would be happy to pay you to rent. And in doing so, they’ll cover some or all of your monthly ...

Haggling, also known as bargaining, is a form of negotiation two parties engage in when trying to come to an equitable agreement for the price of goods or services. In most parts of the world, haggling is a way of life. It’s not as popular here in the United States as it is in other countries, but that’s quickly changing. ...

I’m pleased to say my family just took a vacation during a pandemic and survived. With two young children, it wasn’t exactly a relaxing vacation. It was more like a trip or a business writing retreat. Regardless of what you want to call our trip, I wanted to share some feedback. When the lockdown began in March 2020, I made ...

According to data from the National Retail Federation, the average American consumer spent $659 on holiday gifts in 2019. That’s approximately 2% of the U.S. median personal income, according to data from the Federal Reserve Bank of St. Louis — no small chunk of change. For most Americans, completely doing away with the annual holiday gift-giving ritual simply isn’t realistic. At ...

Babies, toddlers, and many preschoolers don’t yet have firm opinions on what they want to be for Halloween. But parents still enjoy dressing them up so their little ones can have a special holiday too. Plus, there’s no beating the photo op when it comes to babies dressed in adorable outfits. And while you could buy them something from the ...

I’m not sure if the prevalence of “Why bonds?” and “Should I use a 100% stock portfolio?” threads on internet forums is inversely correlated with future stock market returns, but it wouldn’t surprise me. I do know that I didn’t see very many of them in late 2008.  I’m seeing a ton of them now, so it is probably time ...

As the COVID-19 pandemic continues, schools across the country are forced to reckon with a different kind of school year. Some school districts, colleges, and universities have fully opened to in-person classes with safety measures in place. Others have transitioned to hybrid models or gone entirely online. Regardless, teachers who have never taught online courses continue to need access to resources ...

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